Does Insurance Cover Cosmetic Dentistry?
Many patients wonder if dental insurance covers cosmetic procedures. The short answer is usually no. Most insurance plans classify cosmetic dentistry, such as teeth whitening, veneers, or bonding, as elective treatments, meaning they are not medically necessary. Because of this, they are typically excluded from coverage.
However, there are exceptions. If a cosmetic procedure also restores function or addresses oral health issues, insurance may provide partial coverage. For example, a crown placed on a damaged front tooth improves appearance but also protects the tooth’s structure. In such cases, your plan may cover part of the cost. Similarly, procedures like orthodontics or implants may qualify for coverage if they are deemed medically necessary.
The best way to know is to review your policy and consult with your dentist. At Schwimmer Dental, we help patients navigate insurance details and explore flexible payment options. In Point Pleasant, New Jersey, our goal is to make achieving a healthy, confident smile accessible and stress‑free.
Contact us today for a free consultation and let us help you achieve a confident, healthy smile!
SOURCE:
https://my.clevelandclinic.org/health/treatments/23914-cosmetic-dentistry
https://www.colgate.com/en-us/oral-health/dental-visits/five-types-of-cosmetic-dentistry-procedures
https://www.webmd.com/oral-health/cosmetic-dentistry
https://www.verywellhealth.com/different-types-of-cosmetic-dental-procedures-1059022
https://www.sciencedirect.com/topics/medicine-and-dentistry/cosmetic-dentistry
